"What's Wrong With Stop Sitting On Your Assets ?"

"Want to Learn the TRUTH
about How to Implement an
Equity Harvesting Plan the
Right Way. . . the Safe Way?"

"The Home Equity Management Guidebook Tells You How!"

Home Equity Management Guidebook

(Click on the book to learn more.)



"Want to Pay Off Your Mortgage 15 Years Early?"

Want to learn the Opposite of Equity Harvesting? If so, click here to learn how to pay off your home mortgage 5-10-15+ years early using the Home Equity Acceleration Plan (H.E.A.P).


The "Sales Pitch" From The Book


     In the forward of the book SSOYA, you will read incredible quotes that entice you to buy the book and implement the strategies outlined by the author:


"What if I told you Iím about to share insider secrets that, before now, only the very wealthy among us knew?"

"What if I told you these secrets will absolutely transform you into a millionaire?" (emphasis added).

"What if this proven system could be set up so that you could just implement it once to be wealthy?" (emphasis added).

"Then, what if I showed you how to recycle it every three to five years to double or triple your wealth?"



     First of all, anyone who believes there is such a topic in the financial world is living in Wonderland. If such a tool existed, everyone would, in fact, know about it.

     Letís give the author the benefit of the doubt initially, however, and assume she knows that all readers wonít take the above quotes seriously.

     The sales pitch from the book appears to be very simple: If you read and implement the strategies of the book, you will be able to retire rich and that the strategies in the book are a "safe" way to grow your wealth.

     If the book used "real world" math to come to its conclusions and If the book had a meaningful discussion of the tax code, it could have been a good book for readers to use to implement the strategies discussed. Unfortunately, that is not the case.

     As you will learn by surfing this web-site, there are several flaws to the book which do not detract from the entertainment value of reading the book, but will render the book not very useful from a technical standpoint (or in other words, while the book is easy to read, the math used is "fuzzy" and therefore, the conclusion should not be relied upon to implement a financially sound Equity Harvesting plan for retirement).

     For a complete, meaningful, and full disclosure look at the concept of Equity Harvesting, you should consider reading the new book The Home Equity Management Guidebook. This book is NOT a sales book but instead is an educational book meant to give readers real world math to determine if an Equity Harvesting plan will work and a complete discussion of the tax code. To learn more about The Home Equity Management Guidebook, please click here.

An Agent's Sales Tool

     You should know that books like SSOYA and Missed Fortune 101 are used as sales tools by life insurance agents, financial and mortgage planners. Why? Because the books help sell life insurance and mortgages (and that is not a bad thing when an Equity Harvesting plan is setup in the correct manner for the correct client).

     These types of advisors put in full page newspaper adds touting get rich seminars based off the teaching of the book. They also send out post card mailers in an attempt to drive potential clients to show up at educational/sales seminars. At these seminars books are handed out as sales tools and the presentations at these seminars are based off the fuzzy math from the books.

     To give you an insiderís tip on these industries, you should know that most of the advisors selling Equity Harvesting plans based on these books do not themselves know that the books use "fuzzy" math and do not accurately address the tax code.

          Additionally, advisors like these books because they do NOT have the needed detail with real world math. Why? Because when you give full disclosure on the powerful wealth building concept of Equity Harvesting, you lose sales. Itís sad but true.

     Therefore, if you have an advisor who's recommends SSOYA or Missed Fortune 101, the advisor either has no idea that these books use "fuzzy" math to reach their conclusions or does know it and recommend the book anyway because they know it will drive sales of products to clients who donít know any better.

     For a complete, meaningful, and full disclosure look at the concept of Equity Harvesting, you should consider reading the new book The Home Equity Management Guidebook. This book is NOT a sales book but instead is an educational book meant to give readers real world math to determine if an Equity Harvesting plan will work and a complete discussion of the tax code. To learn more about The Home Equity Management Guidebook, please click here.